The Business Credit Playbook

Your Step-by-Step Blueprint to Building Business Credit Without Touching Your Personal Credit

This isn’t a generic “Google it” guide. This is 37 pages of tested strategies, insider resources, and real vendor lists we’ve used to help clients build their business credit profile from zero to funding-ready — all without putting their personal assets at risk.

“This is the blueprint that the wealthy have kept hidden for decades” — Rhyis

What’s Inside the Playbook

1. Trust-Based Credit Leverage

• How to structure your Private Irrevocable Trust for maximum lender confidence.

• Why trust-owned entities open the door to higher approvals and better loan terms.

• The seed money strategy: using your trust’s capital to strengthen your creditworthiness.

2. The D-U-N-S & Bradstreet Blueprint

• How to correctly register with Dun & Bradstreet so your business credit actually counts.

• How to set up your D-U-N-S Number the right way — avoiding common mistakes that stall funding.

• The Paydex score explained: what it is, why 80+ is the golden standard, and how to get there.

3. NAV Setup & Monitoring

• Step-by-step walkthrough for creating your NAV account so you can monitor your business credit in real-time.

• How to spot and fix errors before they cost you approvals.

4. Vendor List That Actually Reports

• Full list of vetted Net 30 vendors that report to major bureaus.

• Direct links + approval tips so you don’t waste time on applications that get denied.

• The Net 30 Tracker: a fillable tool to manage purchases, payment dates, and reporting cycles.

5. Loan Access Strategies

• How to position your business so lenders chase you — not the other way around.

• Where to find low-interest loans and lines of credit without pledging personal guarantees.

• Timing your applications for maximum approval rates.